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PeoplesPay® is a mobile payment application developed for the purpose of digitizing payments and collection services for its subscribers. The app is hosted as a mobile app and web application with same interface and user experience.

Functional Capabilities

  • Facilitates interoperability payments between Mobile money and bank accounts
  • Supports execution of the GHIPSS QRCode payments service at merchant locations already equipped to accept the GHIPSS QRCode.
  • Supports in-app payments and collection on behalf of pre-registered merchants such as DSTV, Go-Tv, Ghana water, ECG, Airtime top-up, Airline tickets and lots of other payments
  • Subscribers can fund their payments from either their Visa/MasterCard debit, mobile money wallet and bank account
  • Available on IOS App store and Android Playstore
  • Supports instant transfer between mobile money wallets and any bank account in Ghana
  • The only app in Ghana that facilitates the purchase of iTunes, Netflix, Xbox, PlayStation, Google Play and over 60 other gift cards delivered instantly as digital codes

PeoplesPay Mobile App – How it works

Send Money

For transferring funds to any bank account or mobile money wallet

GhQR Pay

For making payment at Merchant shops with QRCode with funding source from any bank account or mobile money wallet

Gift Cards

Purchase of over 60 brands of gift cards such as iTunes, Netflix, Xbox, PlayStation, Google card etc in e-voucher form.

Pay Bills

For In-app payment to billers such as DSTV, Go-Tv, Ghana water, ECG, schools, airlines, airtime purchase etc

Airtime Top-up

For Supports the purchase of airtime from all the telecom operators in Ghana. Can top-up directly for ones self and other third party individuals.

My Account

Stores the list of saved sources of funds (bank accounts and mobile money wallets) of the registered user for ease of access


Stores the list of favorite destination account numbers and mobile money wallets for beneficiaries for ease of access

Target Market

  • Microfinance and Savings and Loans companies for digital banking app.
  • Insurance companies for premium collections
  • Wholesales and Retail merchants for receiving payments
  • Schools and Churches
  • Revenue authorities and government utilities
  • Pay Tv companies
  • Airlines and inter regional transport companies
  • NGOs for receiving donations/contributions
  • General public for online payments

Available on